
We believe insurance should feel personal, not complicated. While we’re large enough to handle the most complex risks, our true strength lies in the individualized service we provide to every client. From your first quote to ongoing coverage, we treat you like a person, not a policy number.
Whether you’re protecting your car, home, business, or family, we take the time to understand your needs and find the best coverage at the best value. Our goal is simple: to deliver professional insurance solutions with a personal touch.
Independent Expertise
As an independent agency, we’re not tied to one carrier—our loyalty is to you. We work with a wide range of trusted insurance companies to compare coverage, rates, and options on your behalf. You get unbiased recommendations, competitive pricing, and a policy built entirely around your needs—not a sales target.
Local Roots, Broad Reach
Proudly based in Rochester, NY, we understand the unique risks and opportunities of living and working here—from winter weather to regional business regulations. That local insight, paired with our ability to serve clients across multiple states, means you’ll have a partner who truly understands your world—wherever life takes you.
Why Clients Choose Pinnacle
Personal Service, Real Value
At Pinnacle, insurance is personal. You’ll work with a dedicated agent who knows your story and stands by your side every step of the way. We believe quality coverage shouldn’t come with confusing fine print or inflated costs—just honest advice, transparent options, and dependable protection you can trust.
Our Insurance Solutions
From everyday protection to long-term peace of mind, we offer reliable coverage for your car, home, family, and business. Our advisors help you find the right balance of protection and price to keep what matters most secure.
Auto, Home, Life, and Business Insurance

Wherever adventure takes you, we’ll make sure you’re covered. We provide specialized insurance for motorcycles, boats, RVs, and snowmobiles so you can enjoy the ride knowing you’re protected against the unexpected.
Motorcycle, Boat, RV, and Snowmobile Coverage

For added protection beyond standard coverage, our umbrella, flood, and specialty policies give you an extra layer of security. From high-value assets to unique risks, we help safeguard the details that standard policies may miss.
Umbrella, Flood, and Specialty Policies
